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Our industries

The expertise of a universal bank

As a universal bank, we offer a wide range of banking services aimed at all types of customer, on each continent, from individual clients to major corporations, from credit to specialised financing, from savings to balance sheet restructuring. In fields ranging from retail banking to corporate and investment banking, from global investment management to specialised financial services, we operate in core businesses, with strong positions and correspondingly substantial opportunities of career advancement for talented candidates.

Retail banking

Retail banking in France (30% of the NBI of the Group in 2006) combines the networks of Société Générale and the regional banks of the Crédit du Nord group.


Corporate and investment banking

Société Générale Corporate & Investment Banking covers all the market activities and business financing for corporates, financial institutions and investors in some 45 countries. Present in the European, American and Asia Pacific markets, we rank among the top financial services providers in the Euro zone.


Asset management

Société Générale Asset Management is one of the world leaders in asset management with 375 billion euros of assets under management (as at September 2007). A subsidiary of Société Générale Group, our core business is managing the investments entrusted to us by our clients all over the world. SGAM is an international player with global reach


Consumer credit

Consumer Finance is one of the main business lines within Specialized Financial Services of Société Générale Group. This activity answers all the financing needs of households with adapted offers for the purchase of equipment or services. Whether they need to buy a new household appliance or acquire a leisure boat.


Private banking

Our entity Société Générale Private Banking is dedicated to managing the wealth of clients with a net worth of at least 1 million euros. Its value is based on expertise built up over more than a century, enabling its teams to offer a comprehensive and bespoke private asset management service.


Securities services

Société Générale Securities Services offers a comprehensive range of high value added securities services for investors: banks, institutions, asset managers and hedge funds. The aim is always to strive for excellence and adapt the offering to suit individual needs, in a robust and technically innovative environment.


Lease purchasing and operational leasing

An increasing number of companies prefer to lease their vehicles or their IT assets, instead of purchasing them and recording them as balance sheet items. Other companies are looking for innovative bespoke financing particularly suited to their sectors of activity, and the countries in which they are expanding. The Société Générale specialized financial services offer acknowledged expertise in leasing and operational leasing, and are supported by subsidiaries of international stature which are leaders in their respective markets.


Insurance

The Life Insurer, SOGECAP, and the damage insurer, Sogessur, are the two pillars of the insurance business line within Specialized Financial Services of Société Générale Group. They offer an innovative range of savings, providence, and service products.


Group Corporate Divisions

The Corporate divisions set the future directions and global policy of the Group in their specific remit. They act in a steering capacity and provide leadership and advice for the different Group business lines. Their 3500 staff guarantees the professionalism, coherence and synergy of the actions taken by all the support functions in each of our core businesses.


Focus Students

At Société Générale, internships and work-study contracts enable you to actively participate in the life of the company. We entrust you with complete missions.