Market operations are an activity in which risk is present at all times. To minimize risk, your essential tasks are:

• Analysis of positions and risks
• Assistance to market risk managers
• Participation in the devising of risk evaluation methods and risk monitoring procedures.

Determining the most efficient risk/return ratio calls for expertise, an analytical mind and interpersonal skills. This highly responsible mission is the very essence of the banking business. It can be carried out in the fields of Retail Banking, Corporate and Investment Banking, and Financial Institutions.

Your mission statement consists essentially of:

• Carrying out financial analyses
• Validating the structuring of credit dossiers assigned to you.

To ensure that our operations are conducted with an optimum capacity to analyse the risks incurred, the credit risk auditors play a major role. They are involved at various stages of the operations, to complement the verification missions carried out by the General Inspection and the group's other departments.

Your mission involves ensuring:

• That credit dossiers are appropriately prepared
• The quality of the decisions taken, in the context of the delegated limits
• The effectiveness of services and procedures.

All market operations carry with them an element of uncertainty. The overall management of this uncertainty determines our level of profitability and performance. At the heart of all these challenges, the economist develops, through his expertise, a macro-economic vision which determines the essential directions of the strategies to be applied.

The economist's tasks consist mainly of:

• Carrying out studies and making economic forecasts about financial markets
• Proposing short and medium-term strategies
• Identifying the expectations of operational managers and traders
• Responding to requests from our clients.

In credit matters, performance depends primarily on expertise in the activity in which the funds are to be invested. An acknowledged specialist in his sector, the consulting engineer is the natural contact of the various internal players who rely on the quality of his analyses and recommendations when taking their decisions.

In this post, you:

• Monitor changes in the economic sectors of which you are in charge
• Carry out analyses of companies, industrial projects and sectors of activity at the request of other entities
• Make the intervention recommendations which seem necessary in your view (restructuring, grouping, etc.).

To supply your internal contacts - who are in charge of credit activities and risks' follow-up - with the scientific tools that are essential for their reflection and their action, you carry out statistical analysis of risks related to various financial products.

Your missions:

• Modelling / models validating
• Risk evaluation

The risk researcher plays a key role in our professionalism and our performance. While making sure we take appropriate and well-founded decisions by means of a thorough risk analysis, you are in close contact with the different departments of our Group and its subsidiaries.
As a Société Générale Equipment Finance risk researcher, you are responsible for analysing the financing requests passed on to you for lease finance, leasing and medium or long-term credit. With a thorough knowledge of financial analysis and accounting, and a good command of credit matters, you make use of the decision-making aid tools provided, and decide within your own delegation to validate some files, or makes proposals to your hierarchy if acting outside your own delegation.

If our clients have confidence in us, it is because they know that SGAM does everything possible to identify risks and deal with them at the earliest possible stage.

Your mission consists of evaluating risks relating to markets, counterparties and operations, in order to improve the return/risk ratio. To do so, you determine and set up indicators which are representative of the risks for the entity, carry out organisational and internal advice studies on risk management, study new audit trails, and make existing trails more thorough.

Your position as the interface between many departments enables you to develop a good understanding of products and operations. Based on this experience, you can subsequently move on to positions in financial analysis, financial engineering or management.